Life Insurance & Risk Management

Protecting What You Have Built

A comprehensive financial plan does not stop at your investment accounts. Managing risk is just as important as growing wealth, and the right insurance coverage is a critical layer of protection for your income, your family, and your business.

At Gettings Busch Wealth Management, we approach insurance the same way we approach everything else: objectively and in your best interest. Our advisors are independently licensed and not tied to any single carrier, which means our recommendations are based entirely on what is right for your situation, not on what pays the highest commission.

We review your existing coverage, identify gaps, and recommend solutions that integrate seamlessly with your overall financial plan.

Coverage We Help With

Life Insurance. Whether the need is income replacement, estate planning, or business succession, we help you determine the right type and amount of coverage and find the most competitive options available.

Disability Insurance. Your ability to earn income is your most valuable financial asset. Disability insurance protects that asset if illness or injury prevents you from working. This is particularly important for self-employed professionals and business owners who do not have employer-provided coverage.

Long-Term Care Insurance. The cost of extended care can erode a lifetime of savings quickly. A well-structured long-term care policy preserves your assets and protects your family from bearing that burden alone.

Business Insurance. Key person coverage, buy-sell agreements, and business succession planning all require insurance solutions that are carefully coordinated with your overall business and personal financial plan. We help business owners think through these needs comprehensively.