SERVICES

Tax-Smart Planning. Integrated Investment Management. Built Around Your Life.

At Gettings Busch Wealth Management, we do not offer cookie-cutter financial plans. We build coordinated, comprehensive strategies that bring together your investments, retirement planning, tax considerations, and estate goals into one integrated approach, because the best financial decisions account for everything at once.

Portfolio and Investment Management

Your portfolio should reflect your life, your goals, your timeline, and your tolerance for risk. As CIMA® credentialed investment professionals, we build diversified, risk-managed portfolios using institutional-quality research and technology. We monitor your investments continuously and adjust as markets shift and your life evolves. And because we are fiduciaries, every investment decision is made with your best interest as the only consideration.

Retirement Planning

Retirement is not a destination. It is a transition that requires careful planning on both sides. We help you build toward retirement with a clear savings and investment strategy, and we help you navigate the transition into retirement with a sustainable income plan that accounts for taxes, Social Security timing, Required Minimum Distributions, and longevity. Whether retirement is 30 years away or 3, we will build a plan that gets you there with confidence.

Tax-Smart Investing

We examine every client's tax situation through an investment lens. Working closely with your CPA or tax advisor, we make sure your portfolio is positioned to minimize unnecessary tax drag through asset location, tax-loss harvesting, Roth conversion strategies, and other tax-aware techniques. Good investment management and good tax planning should reinforce each other, and at Gettings Busch they always do.

Cash Balance and Defined Benefit Plans

For high-income earners, particularly self-employed professionals, real estate agents, physicians, attorneys, and business owners, a Cash Balance or Defined Benefit Plan can be one of the most powerful tax deferral tools available. These plans allow qualifying individuals to shelter significantly more income than a traditional 401(k) alone, often $250,000 or more per year depending on age and income.

We specialize in the design, implementation, and ongoing management of Cash Balance and Defined Benefit Plans, including integration with existing 401(k) plans. If you are a high-income 1099 earner looking to reduce your tax burden and accelerate retirement savings, this is a conversation worth having.

Estate Planning

You have worked hard to build something. We help you protect it and pass it on intentionally. Working alongside your attorney and CPA, we help structure your accounts, beneficiary designations, and investment strategy to align with your estate goals, whether that means providing for your family, supporting a cause you care about, or minimizing estate taxes across generations.

Charitable Giving

Thoughtful philanthropy is about more than generosity. It is about impact and efficiency. We help you structure your giving through the most tax-advantageous channels available, including donor-advised funds, qualified charitable distributions, and other strategies that maximize both your impact and your tax benefit.

Trust Management

Through our relationships with trust departments and legal partners, we help ensure that trust accounts are properly structured, invested, and administered from inception through distribution. If you are a trustee or beneficiary navigating a trust relationship, we can help bring clarity to a process that is often complex and unfamiliar.

College Savings

We help families build education funding plans that make smart use of 529 plans and other tax-advantaged savings vehicles, balancing education goals with retirement savings and overall financial planning so you never have to choose one over the other.

Life Insurance and Risk Management

Protection is part of every comprehensive financial plan. We assess your insurance needs objectively and help you put the right coverage in place, including life insurance, disability, and other risk management strategies, to protect your income, your family, and your business.